EMI Calculator

Calculate your Equated Monthly Installment for home loans, car loans, or personal loans.

Monthly EMI

8,678

Total Payment

2,082,776

Total Interest

1,082,776

Payment Breakdown

Principal: 48.0%Interest: 52.0%

What is EMI?

EMI (Equated Monthly Installment) is the fixed payment amount a borrower makes to a lender on a specified date each month. EMIs consist of both principal and interest components.

EMI Formula

EMI = P × r × (1 + r)^n / ((1 + r)^n − 1), where P is the principal, r is the monthly interest rate, and n is the number of monthly installments.